选择检查 Account

获得3.年* 50% on balances of $250,000 and greater without being locked into a specific term, and make transactions whenever you need them.

看到利率

With a 选择检查 Account Earn High Interest with No Fees and No Minimums

Enjoy Arbor Financial's 选择检查 Account with no fees, 没有极限, and direct deposits up to 5 days early with 提前支付⁺. You'll reap the rewards of outstanding monthly dividends that are typically associated with Certificates of Deposit. +, you'll receive the saftey and peace of mind of knowing your funds are federally insured by the NCUA¹.

Earn High-Yield Dividends

When you have $250,000 or more in your checking account you can earn up to 3.年* 50%.

No Fee 检查 and No Minimum Balance Requirements

Enjoy the perks of no-fee checking and no minimum balance requirements. Transfer and use your checking account as much or as little as you'd like with no penalty for dropping below $250,000.

提前支付 Up to 5 Days Early⁺

享受一个ccess to your eligible Direct Deposits up to five days sooner-for free with 提前支付!

Visa借记卡

享受一个 Visa借记卡 with your choice of PIN as soon as you open your account.

Surcharge-Free ATM Access

Access your money with one of the 30,000 surcharge-free ATM's in our network. Find an ATM near you!

移动 & 网上网赌最好最大平台 Access

Manage your money through our easy to use 网上网赌最好最大平台, 移动网赌最好最大平台, plus complementary Web Bill Pay, and remote deposit capabilities.

Complimentary Checks

Enjoy complimentary checks on this account.

Overdraft Protection

报名参加 Overdraft Protection to avoid costly merchant fees.

Zelle®

使用 Zelle as a convenient way to send money quickly and safely using your mobile banking app or online banking account.

选择检查 Account 资源

Grow and manage your finances with these additional tools and resources.

投资选择

学习 what investment planning options are available through Arbor Financial's 财富管理 Program.

当前CD费率 & 特价

Check today's current rates and specials for a safe and federally insured investment option.

e服务

We make 网上网赌最好最大平台 easier than ever with eStatements.

Surcharge-Free ATM定位器

Find a surcharge-free in network ATM near you!

Frequently Asked Questions

To open your 选择检查 Account, 在线申请 or visit one of our branches across West Michigan:

Your Social Security Number or Individual Taxpayer Identification Number.
Your Driver's License, State ID, Military ID, or Passport.
If you are opening your new account with funds from another financial institution, you'll need their routing number and 帐号.
If you are opening your new account with a debit or credit card, you'll need the card number, 截止日期, 和CVV码.
Want another person to sign on the account with you? They will need to enter and validate their personal information.

The higher your balance in your 选择检查 Account, the more you earn.

为平衡 $250,000或以上 you earn a dividend of 3.50%的年⁺

为平衡 $249,999.99 下面 you earn a dividend of 0.01%的年⁺

Dividends are payments made to credit union members as part owners of the company. By paying our members dividends, we can distribute revenue to the owners. We pay our dividends monthly.

There is no minimum balance requirement, 然而, to earn the highest yield you must have at least $250,000 in your account.

Yes, your funds are federally insured through the NCUA up to $250,每位存款人000美元, for each account ownership category.

Your account will not be charged a monthly maintenance which means you get to keep all the interest you earn.

1. Funds are federally insured through the NCUA up to $250,每位存款人000美元, for each account ownership category.

* Annual Percentage Yield (APY) earned on Arbor Financial Credit Union's checking programs are calculated by the daily balance method. Dividends are compounded and paid monthly. The dividend rate and APY are variable and may change at any time. Fees may reduce earnings on the account. APY shown is accurate as of January 1, 2024. Interest earned on daily balances of $250,000 or more. If the balance is below $250,000, you will earn 0.01%.

+Direct deposits and other 汽车mated Clearing House (ACH) credits may post to your account up to five days early with the 提前支付 service. The 提前支付 service is dependent upon when the deposits are originated from the sender and received by the Credit Union, and we cannot guarantee deposits will post prior to their anticipated settlement date. 信用合作社 is not responsible for delays in posting due to unforeseen circumstances. 信用合作社, in its sole discretion, may determine whether certain deposit payments, 矿床类型, or member accounts are excluded from the service. The terms and conditions for 提前支付 are subject to change, at any time, without advance notice. Not applicable to business, loan, or mortgage accounts.